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Floods from stormwater runoff may occasionally exceed the capacity of stormwater facilities constructed and maintained pursuant to this article. This article does not denote that property liable for the fees and charges established by this article would always be free from stormwater flooding or flood damage. This article does not purport to reduce the need or the necessity for the property owners to obtain flood insurance. This article does not create any liability on the part of the Town or any officer or employee thereof for any damages that may result from reliance on this article or actions of the Stormwater Utility. This article, other than as provided for in this section, does not relieve any person from liability for actions taken, or not taken, for damage to persons or the property of others. ((O)01-15, 06/20/2001)